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5 Eco-Facts about Earth Day You Never Knew

by Lisa Bray

5 Eco-Facts about Earth Day You Never Knew

Today is the 45th Anniversary of Earth Day, a celebration which is held in more than 192 countries around the world on April 22nd each year. Earth day is meant to show support for protecting the environment. There are also many communities that support environmental issues by celebrating Earth Week to expand the time frame that people focus on the earth and how they can preserve it. Here are 5 Eco-Facts about Earth Day you never knew.

1.) On the very first Earth Day, which took place in 1970, 20 million people gathered in the streets of America to protest the industrial revolution. An environmental movement was born as a result.

2.) Earth Day originated in the US but became recognized worldwide by 1990.

3.) Every year on April 22nd, men, women, and children collect garbage, plant trees, clean up coral reefs, show movies, sign petitions, and plan for a better future for our planet.

4.) On Earth Day 2012, more than 100,000 people rode bikes in China to reduce CO2 emissions and save fuel.

5.) In an Earth Day celebration in 2011, 28 million trees were planted in Afghanistan by the Earth Day Network.

Today is a wonderful day to take action by doing something small for the environment such as planting a tree, carpooling to work, or even volunteering with others to help beautify our planet. We only have one so let’s protect it for many generations to enjoy hereafter. Happy Earth Day!

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“More than Just a Home”

3 Ways Credit Score Reporting Changes Could Affect You

by Lisa Bray

3 Ways Credit Score Reporting Changes Could Affect You

Did you hear the news? Last month Equifax, Experian, and TransUnion, the three largest credit-reporting firms whom keep records on more than 200 million individuals and influence their ability to obtain credit, reached an agreement with New York State to overhaul their reporting and error resolution practices. Eric T. Schneiderman, the New York State attorney general, announced on March 9th that his office had reached a sweeping settlement with the agencies, affecting consumers nationwide, which was prompted by an investigation that began in 2012. Here’s 3 ways credit score reporting changes could affect you.

1.) Medical Debt: One major change in the credit reporting practice will be the removal of medical debts from credit reports once the debts are paid instead of the typical seven years. The three companies will also establish a six-month waiting period before reporting medical debts on consumers’ credit reports, providing more time for consumers to resolve issues that might amount only to a delayed insurance payment or another dispute.

2.) Faster Dispute Reporting: With the updated credit reporting changes, credit reporting firms will be required to use trained employees to review and resolve consumer disputes. Before this agreement was approved, the dispute process was a largely automated and outsourced process. 

3.) Free Credit Reports: Credit reporting bureaus will now take steps to make consumers aware that their credit reports are available free at least once a year from each of the credit agencies through the website annualcreditreport.com. The agencies will now have to include links to that website on their home pages, as well as provide another free report to consumers who experience a change in their credit reports after initiating a dispute.

The overhaul settlement requires the agencies to introduce the changes, which the bureaus said would be instituted nationwide, over three years. But most changes will be carried out over the next six to eighteen months, according to the Consumer Data Industry Association, a trade group that represents the credit bureaus. Overall, many view the settlement as huge victory that will benefit consumers throughout the U.S.

If you have questions about obtaining your free credit report or would like to know how to go about obtaining financing to buy an Arizona home, please contact Lisa Bray.

www.LisaBray.com

602-762-3691
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“More than Just a Home”

Displaying blog entries 1-2 of 2

Contact Information

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Lisa Bray
RE/MAX Professionals
10320 W McDowell Rd, Suite B2005
Avondale AZ 85392
(602)762-3691
Fax: (888)277-2250